Home / All Insurance Categories / Health Insurance

Health Insurance

Health Insurance

Medical Insurance

Health insurance covers the whole or a part of Medical expenses of a person. spreading the risk over a large number of persons.

By estimating the overall risk of health care, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax,

to provide the money to pay for the health care benefits specified in the insurance agreement.

The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

According to the Health Insurance Association of America, “coverage that provides for the payments of benefits as a result of sickness or injury.

It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment.

Are You Overpaying for Your Prescriptions?

how people are overpaying for their prescriptions

There’s a growing concern about the rising cost of pharmaceuticals, but you may be able to save at the pharmacy. Despite your health insurance, you may be paying more than you need to fill your prescriptions. A recent study by the University of Southern California Schaeffer Center for Health Policy …

Read More »

Generic vs. Brand Name Drugs


Choosing generic drugs over the brand name is generally less expensive. However, many people question whether generic drugs are as good, effective or safe as their brand name counterparts. The perception is that since many generic items found in grocery stores tend to be of lesser quality, the same must …

Read More »

11 Steps to Protect Your Business from Cyber Crime


Cyber criminals, for the purposes of extortion, can threaten to shut down computer systems or erase data, infect a company with a virus, publish private information or personally identifiable information on customers or employees, institute a denial-of-service attack or take over social media. There are numerous examples of these attacks …

Read More »